When to Apply for Medicaid Coverage

Although opinions vary on how to fix things, most Americans agree that the U.S. healthcare system can be difficult to navigate. Since the country is home to a for-profit healthcare industry, major operations, mid-range medical procedures and even routine checkups can be rather costly. Although the Affordable Care Act has made major inroads into fixing the problem and helped millions of uninsured Americans receive coverage, it wasn’t an end-all solution to the country’s healthcare woes. Fortunately, many people who don’t make enough money to qualify for ACA coverage are able to receive Medicaid through their respective states. If any of the following items describe your situation, there’s a good chance you qualify for Medicaid coverage.

1. You Make too Little to Qualify for ACA

Even though the Affordable Care Act has helped millions of Americans without insurance receive the coverage they need, not everyone qualifies for ACA subsidies. For example, if you make under $12,000 a year, there’s a good chance you won’t be able to receive coverage through the ACA. In this scenario, applying for Medicaid is essentially your only option. Sure, you’ll technically have the option of purchasing insurance without the help of subsidies, but if you don’t make enough money to qualify for ACA assistance, there’s no way you’ll be able to afford these plans out-of-pocket. Fortunately, many first-rate treatment centers and imagining facilities like http://middletownimaging.com/ happily cater to Medicaid recipients.

2. You’re Drowning in Medical Bills

Depending on the state you reside in, Medicaid coverage can be applied to medical expenses that were incurred before your approval for the program. This is particularly helpful for uninsured individuals who are drowning in medical bills they simply can’t afford. If you lack health coverage and are tired of receiving medical bills you can’t pay, don’t hesitate to apply for Medicaid.

3. You Require Medical Treatment but Lack Insurance

Few things are more aggravating than needing healthcare but lacking any sort of coverage. Instead of allowing your ailments to go untreated, it’s in your best interest to apply for Medicaid coverage. Even if you’re afraid of the unfair stigma a certain portion of society attaches to Medicaid recipients or simply think you may not qualify, you have absolutely nothing to lose by applying.

Being without health coverage in the U.S. can be downright devastating. People without coverage are often afraid of seeking medical treatment, as doing so stands to put a strain on already dwindling finances. Anyone who makes too little to qualify for ACA subsidies, is buried in medical bills or needs treatment but lacks insurance is urged to apply for Medicaid posthaste.